Private Credit Solutions
Private Credit Solutions
With access to over 150 private lenders across Australia, we’re able to provide funding for property development, investment property purchases and equity releases. Whether you’re purchasing an investment property, securing a development site, commencing construction, or simply wish to release equity in your property for commercial use, we help you access private capital when it’s needed most.
Areas Of Expertise
Development Site Acquisition
For DA & pre-DA development sites, even when planning status or presales don’t meet bank standards.
Construction & Development Funding
Suitable for residential builds, duplexes, townhouses, apartments, mixed-use projects, commercial property development and industrial developments.
Residual Stock Funding
For raising capital against near-complete/complete projects when experiencing a delay in sales.
Mezzanine Finance
Top-up capital to increase leverage and reduce upfront equity.
JV Equity
Partnering with an investor to provide project capital, enabling larger or more complex developments.
Preferred Equity
Preferred Equity is utilised to obtain further funding, once the existing debt capital stack has maximised leverage limits. This allows developers to contribute less upfront equity.
Property Acquisition & Equity Release (For Investment/Commercial Use Only)
Private capital to purchase or release equity from residential & commercial property, industrial spaces, retail holdings and specialised assets (childcare, aged care, medical).
Projects We Commonly Support
Townhouse & multi-unit developments
Duplex/triplex builds
Apartment developments
Mixed-use developments
Retail & office projects
Land subdivisions
Knockdown/rebuilds
General Lending Parameters
Loan amounts: $250k – $100M+
LVR: 65–75%, higher with mezzanine
Locations: metro and selected regional growth areas, rural areas considered on a case-by-case basis
Why Developers & Property Investors Work With Us
Expertise Across the Australian Property Market
We understand DA pathways, presales, feasibility metrics, GRV/TDC requirements, and staged construction funding across both residential and commercial projects.
Private Lenders Offering Real Flexibility
Our network supports higher LVRs, tailored structures, and projects that banks often won’t consider.
Straightforward, Fast Turnarounds
Most clients receive indicative terms within 24-48 hours, with settlement possible in 1–2 weeks depending on project readiness.
Funding That Matches Your Timeline
From property purchases to urgent deadlines during construction, funding is tailored to your specific requirements.
Speak With Our Team
If you’d like to discuss funding for a development project or Investment property acquisition, we’re here to help.
Suite 301, Level 3/261 George St, Sydney NSW 2000
0474 448 018 | 1800 346 425
alex@finickyfinance.com.au